Credit for a new smartphone – is there such a loan offer? Smartphones today are an almost indispensable means of communication that hardly anyone really wants to do without. But smartphones are becoming more and more of a luxury item as technological development continues to advance. Those who want to call their own smartphone according to the latest technology standard these days have to dig deep into their pockets. Not infrequently cost top models such as the current Apple Iphone Xs, the Samsung Galaxy S9 or even the Huawei Mate 20 Pro without contract to the 1000 ¬ and sometimes significantly over it.
A sum that is not available to everyone and so is often the search for a loan for a smartphone in the room. A mini loan with a maximum loan amount of up to 1,500 euros can be the much cheaper financing option for a smartphone compared to a credit line. Especially if a smartphone is to be purchased without a contract, because, for example, still a current ongoing mobile phone contract can be used, a credit-based purchase of a smartphone can certainly make sense. If a loan with a low interest charge is then chosen – for example, in comparison to the often more expensive credit line – the smartphone is also only slightly more expensive.
It may also be advantageous that the credit-financed smartphone can be paid in 2 or more installments. Especially for low-wage earners and students as well as consumers who want to avoid a financial bottleneck , quite a convincing argument to opt for a loan to purchase a smartphone. The new, up-to-date smartphone can be used immediately, because thanks to a loan, the payment can be made immediately, the repayment of the microcredit used but easily done in installments.
In general, it is therefore possible to pay for a new smartphone by credit on installments while securing the advantages of low monthly monthly payments at favorable interest rates. Anyone who chooses a cheap mini-loan or microcredit by means of credit comparison, thus comes to a top-current smartphone even without a contract with a mobile operator.